Casual dining chain bartenders are creating new whiskey-based drinks designed to attract Millennials. Applebee’s cocktail lineup now embraces brown spirits, including a no-frills Old Fashioned and a simple Whiskey Smash. Although they facilitated more than $2 billion in loans last year, companies like Lending Club, Prosper and other peer-to-peer outfits aren’t lenders per se, as banks are.